negative equity

英 [ˌneɡətɪv ˈekwəti]

美 [ˌneɡətɪv ˈekwəti]

n.  资产负值， 负资产 (资产值低于抵押款)

牛津词典

noun

• 资产负值， 负资产 （资产值低于抵押款）
  the situation in which the value of sb's house is less than the amount of money that is still owed to a mortgage company, such as a bank

柯林斯词典

• 负资产
  If someone who has borrowed money to buy a house or flat hasnegative equity, the amount of money they owe is greater than the present value of their home.

双语例句

• The large and growing number of homeowners with negative equity will increase the rate of defaults and foreclosures and therefore drive the downward spiral of prices.
  数量庞大且不断增多的负资产房屋业主，会增加违约及丧失赎质权的比例，并因此将推动价格螺旋下跌。
• This is bad enough, but when coupled with falling house prices, it means that many face a particularly savage variety of negative equity.
  这够糟的了，但伴随房价下跌时，意味着许多人面对的是一种尤为残忍的负资产。
• Hong Kong Monetary Authority Announces Results of Latest Survey of Banks on Residential Mortgage Loans in Negative Equity
  香港金管局公布银行负资产住宅按揭贷款最新调查结果
• The average interest rate paid by negative equity property owners was0.60% less than the current best lending rate, 3 basis points lower than the average interest rate obtained by the survey of December last year.
  负资产业主支付的平均利率为现时最优惠利率减0.60厘，比去年12月调查所得的平均利率低3基点。
• Examining the impact of negative equity on the probability of default on mortgage loans and the positive correlation between residential mortgage default risk and the loan-to-value ratio.
  研究负资产对按揭贷款拖欠还款风险概率的影响，以及住宅按揭贷款拖欠还款风险与按揭成数之间正向的相互关系。
• At the moment, more and more American households are choosing the first as a way of dealing with the problem of negative equity, while more and more companies are being driven towards bankruptcy.
  目前，越来越多的美国家庭正在选择第一种方式来处理负资产问题，而越来越多的企业被迫申请破产。
• But in doing so they are working against the Treasury's broader goals: reducing the chances of foreclosure, cleansing the financial system of bad debts and negative equity, and rejuvenating lending.
  但其所作所为实际上违背了美国财政部的广义目标：减少丧失房屋抵押赎回权的概率，清除沉积在金融体系中的坏账和负资产，并且恢复借贷的活力。
• At the very least, this would rescue many homeowners from the nightmare of negative equity.
  这种做法至少会将许多房主从负资产的噩梦中拯救出来。
• According to CoreLogic, a data provider, negative equity totalled$ 707 billion at the end of April.
  根据数据提供商CoreLogic的信息，四月底负资产总额达到了7070亿美元。
• Negative equity ties homeowners down, impeding the mobility that boosted jobs growth in previous US recoveries.
  负资产束缚了房屋拥有者，妨碍了在美国前几次复苏中促进了就业增长的人口流动性。